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5 Year Fixed Mortgage Rates Ontario Greater Than 25 Year Amortization. 5 Year Closed 5.340% 5.360% 7 Year Closed 5.800% 5.820% 10 Year Closed 6.600% 6.620% 25 Year Closed 8.750% 8.760% 6 months open 7.450% 7.660% 1 Year Open 7.450% 7.560% 5 year closed RBC Prime Rate + 0.000% 3.720% 5 Year Open RBC Prime Rate + 1.800% 5.520% 6 month convertible 3.490% 3.700% 1 Year Closed.