At Nationwide, for example, we’ve increased our mortgage maturity age from 75 to 85, in a move that forms part of our ongoing plan to bring more flexibility and choice to older borrowers. Within a few minutes, our mortgage affordability calculator will help give you an idea of how much we could lend you, subject to criteria and application details.
· Nationwide announced today it has increased its age limit by ten years to 85 from July, while Halifax has today increased its age by five years to 80.
From July, Nationwide is going to raise its limit for mortgage lending to 80, with a maximum age at maturity of 85 for existing customers. That means customers will be able to take out a mortgage up to the age of 80. Since the crisis, high-street lenders have steered clear of lending to those over the age of 75.
· Age limit for mortgages? 23rd apr 07 at 7:12 PM #1 ;. Ignore Joeks advise as the Nationwide is only one of many who will entertain your request Speak to a independent mortgage broker who has access to, the whole of the UK market place, and not just the Nationwide
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· Upper age limits. As with residential mortgages, customers can still face upper age limits which mean that a landlord mortgage can’t run past their 70 th or 75 th birthday, for example. But even with such rules in force, buy-to-let borrowing can still be a viable option: with an upper age limit of 75, a 65-year-old landlord could take out.
· Mortgage lenders lift upper limits to help solve an age-old problem Previous limits on making repayments past 75 are slowly being revised, but.
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Barclays, NatWest and Royal Bank of Scotland have an upper age limit on mortgage maturity of just 70. And the Nationwide improved age limit is only for ‘existing customers with retirement income’.
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